Spend like a local,
anywhere in the world.
Multi-currency Mastercards from Kalabash. Fund in Naira, spend in USD worldwide, earn up to 10% cashback, and manage everything from the app.
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Find the card thatfits your life
Seven Mastercards across USD and Naira. Pick the one that fits how you live and travel.
Elite Card
Frequent flyersGet a sleek dollar card with premium benefits withdraw local currency anywhere in the world
Deluxe Card
Everyday abroadPerfect for international shoppers with competitive USD spending in multiple countries.
Leisure Card
HolidaysDesigned for everyday international use with standard rates. Everyday international spending, made simple
Naira Card
Local spendMade with sleek PVC, this card reflects your cultural pride while delivering the convenience you deserve.
Pilgrim Card
Hajj & UmrahA dollar card purpose-built for the Hajj & Umrah journey, in partnership with Wakanow.
Virtual Naira Card
Online & localYour virtual Naira card for everyday online payments, subscriptions, and local purchases.
Virtual Dollar Card
Online & subsA secure virtual USD card for seamless international online payments.
Built fortravellers
Rewards, control and security, built into every card.
Up to 10% cashback
Earn on eligible spend across travel and lifestyle, credited to your Rewards Wallet.
200+ partner merchants
Discounts and perks at dining, retail, hospitality and entertainment partners.
Airport lounges, 135+ countries
Relax before every flight with lounge access on premium cards.
Multi-currency
Hold and spend in USD and NGN: fund in Naira, spend worldwide.
Global Mastercard acceptance
Tap, swipe or pay online at 30M+ Mastercard locations worldwide.
Instant freeze & controls
Freeze, unfreeze and set limits in seconds from the Kalabash app.
Manage in the app
Fund, track spend and view live transactions, all from your phone.
Bank-grade security
Mastercard zero-liability, 3D-Secure online and chip + PIN protection.
One card. Every currency.
Hold Naira and dollars in one place, and let Kalabash handle the rest, wherever the journey takes you.
From request tofirst spend
Four simple steps. Most cards are ready within days. Tap the grid, it ripples.
Pick your card
Choose from the lineup: USD or Naira, for everyday spend or travel.
Verify & create wallet
Quick KYC with OTPs; your Kalabash Wallet is created along the way.
Fund in Naira
Top up and convert to USD at market-friendly FX rates.
Spend worldwide
Tap, swipe or pay online, and earn cashback as you go.
Your money speaks every currency
From Lagos to London, Dubai to Toronto, tap, swipe or pay online anywhere Mastercard is accepted. Drag the globe and explore.
Loved by travellers and spenders
Real stories from people using Kalabash cards every day.
I funded in Naira before my trip and tapped my way through Dubai with zero stress. The rate was better than my bank's.
Aisha Bello
Frequent traveller · Lagos
Questions,answered
Everything you need to know about Kalabash cards.
Your cards live in the app
Get a card, fund in Naira, withdraw locally worldwide, freeze instantly and track every transaction, all from your phone.




