Fund in NairaSpend worldwide

Spend like a local, anywhere in the
world.

Multi-currency Mastercards from Kalabash. Fund in Naira, spend in USD worldwide, earn up to 10% cashback, and manage everything from the app.

ABTOCESA

Trusted by travellers across Nigeria

Kalabash Elite Card

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The lineup

Find the card that
fits your life

Seven Mastercards across USD and Naira. Pick the one that fits how you live and travel.

Flagship
Kalabash Elite Card

Elite Card

Frequent flyers

Get a sleek dollar card with premium benefits withdraw local currency anywhere in the world

One-time fee
₦21,500
Kalabash Deluxe Card

Deluxe Card

Everyday abroad

Perfect for international shoppers with competitive USD spending in multiple countries.

One-time fee
₦1,075
Kalabash Leisure Card

Leisure Card

Holidays

Designed for everyday international use with standard rates. Everyday international spending, made simple

One-time fee
₦1,075
Kalabash Naira Card

Naira Card

Local spend

Made with sleek PVC, this card reflects your cultural pride while delivering the convenience you deserve.

One-time fee
₦1,075
Special
Kalabash Pilgrim Card

Pilgrim Card

Hajj & Umrah

A dollar card purpose-built for the Hajj & Umrah journey, in partnership with Wakanow.

One-time fee
₦2,150
Kalabash Virtual Naira Card

Virtual Naira Card

Online & local

Your virtual Naira card for everyday online payments, subscriptions, and local purchases.

One-time fee
₦537.50
Kalabash Virtual Dollar Card

Virtual Dollar Card

Online & subs

A secure virtual USD card for seamless international online payments.

One-time fee
₦3,225
Why Kalabash

Built fortravellers

Rewards, control and security, built into every card.

Up to 10% cashback

Earn on eligible spend across travel and lifestyle, credited to your Rewards Wallet.

200+ partner merchants

Discounts and perks at dining, retail, hospitality and entertainment partners.

Airport lounges, 135+ countries

Relax before every flight with lounge access on premium cards.

Multi-currency

Hold and spend in USD and NGN: fund in Naira, spend worldwide.

Global Mastercard acceptance

Tap, swipe or pay online at 30M+ Mastercard locations worldwide.

Instant freeze & controls

Freeze, unfreeze and set limits in seconds from the Kalabash app.

Manage in the app

Fund, track spend and view live transactions, all from your phone.

Bank-grade security

Mastercard zero-liability, 3D-Secure online and chip + PIN protection.

One card. Every currency.

Everywhere you go

Hold Naira and dollars in one place, and let Kalabash handle the rest, wherever the journey takes you.

How it works

From request to
first spend

Four simple steps. Most cards are ready within days. Tap the grid, it ripples.

1

Pick your card

Choose from the lineup: USD or Naira, for everyday spend or travel.

2

Verify & create wallet

Quick KYC with OTPs; your Kalabash Wallet is created along the way.

3

Fund in Naira

Top up and convert to USD at market-friendly FX rates.

4

Spend worldwide

Tap, swipe or pay online, and earn cashback as you go.

Accepted worldwide

Your money speaks
every currency

From Lagos to London, Dubai to Toronto, tap, swipe or pay online anywhere Mastercard is accepted. Drag the globe and explore.

210+
countries & territories
30M+
Mastercard locations
135+
airport lounge networks
Live acceptance network
What our clients say

Loved by travellers and
spenders

Real stories from people using Kalabash cards every day.

AB
TO
CE
SA

I funded in Naira before my trip and tapped my way through Dubai with zero stress. The rate was better than my bank's. 

AB

Aisha Bello

Frequent traveller · Lagos

Frequently asked questions

Questions,
answered

Everything you need to know about Kalabash cards.

Kalabash app

Your cards live
in the app

Get a card, fund in Naira, withdraw locally worldwide, freeze instantly and track every transaction, all from your phone.

Kalabash Naira Card